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Policy Wording

Terms of Business

Important Information

  1. Coronavirus (Covid-19):

    1. Premier, Classic & Essential Cover

      All our policies provide cover for Coronavirus (Covid-19) in the following sections:

      Section B1 (Medical and other expenses outside of the United Kingdom)

      Section B2 (Expenses within the United Kingdom).

    2. Premier Cover only

      In addition to point a) above, our Premier cover policies also provide cover for Coronavirus (Covid-19) in the following sections:

      Section A (Cancelling your trip)

      Section C (Cutting your trip short)

      Please be aware that the coverage provided under Section A, applies if it is necessary and unavoidable to cancel your planned trip because an insured person named on the policy either:

      1. tests positive for Coronavirus (Covid-19) and it is within 14 days of your trip departure date, or;
      2. is admitted to hospital due to testing positive for Coronavirus (Covid-19) after the purchase of this policy.

    There is no cover under ALL other remaining sections of cover, for any claims directly or indirectly related to a pandemic and/or epidemic, including but not limited to Coronavirus (Covid-19).

    For full details of cover, please refer to the policy wording.

  2. Travel against FCDO advice:

    Our policies do NOT cover travel to a country or specific area or event to which the Foreign, Commonwealth & Development Office (FCDO) has advised against all (or all but essential), travel. It is your responsibility to check the latest advice from the FCDO prior to commencing your trip, which you can find at https://www.gov.uk/foreign-travel-advice.

Type of cover required

 

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Additional cover options

Winter sports

If you will be participating in any winter sports activities during your holiday, please select this cover addition.

Full cover details

Cruise Cover

If you are taking part in a cruise during your travels, this cover addition includes essential cruise specific cover for added peace of mind.

Full cover details

Wedding Cover

If you are taking a holiday to get married, this cover addition includes essential wedding specific cover for added peace of mind.

Full cover details

Gadget Cover

If you are taking gadgets such as your mobile phone, Kindle or iPad away with you, this addition includes essential cover for added peace of mind.

Full cover details

Traveller details

Please add the date of births for all travellers

Medical conditions

This policy offers optional cover for declared pre-existing medical conditions.

Do you or anyone insured on your policy have any pre-existing medical conditions?

Contact details

We collect and process your personal data in order to provide you with a quotation and/or insurance cover. For more information on how we deal with your data please view our privacy policy.

We would like to tell you about selected offers, products and travel related information you might be interested in. We will not sell your data to third parties.

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